top of page

Other Voluntary Insurance

Voluntary Group Accident
All full-time eligible employees have the option to enroll in Unum’s Voluntary Group Accident plan which pays a lump sum benefit based on the type of injury (or covered incident) you sustain or the type of treatment you need as a result of an accident. Benefits are paid on a indemnity basis per a pre-determined schedule, regardless of other coverage including medical. This benefit includes coverage for on and off the job accidents as well as accidental death. Click here to learn more.

 

A Wellness Benefit of $50 per calendar year per insured member is also included. This benefit is paid when an employee receives either a preventive screening or lab test as part of their annual physical. For additional information regarding whether a test or screening is covered under this benefit, please contact Unum directly.​

​

If you enroll in Group Accident insurance, you can earn $50 for a screening as part of our Be Well benefit. Click here​ to learn more.

Doctor's visit in the hospital room

Voluntary Group Critical Illness
All full-time eligible employees have the option to enroll in Unum’s Voluntary Group Critical Illness plan. The plan pays a lump sum benefit once per covered condition, when you are diagnosed with one of the following critical illnesses:

​

  • Heart attack, stroke, invasive cancer, major organ failure, permanent paralysis or end stage kidney failure - 100%

  • Coronary Artery Bypass Surgery - 50%


Coverage is available for employees, spouses, and dependents for $10,000. Click here to learn more.

​

If you enroll in Group Critical Illness insurance, you can earn $50 for a screening as part of our Be Well benefit. Click here to learn more.

 

Hospital Indemnity Program

Hospital Indemnity Insurance helps covered employees and their families cope with the financial impacts of hospitalization. You can receive benefits when you’re admitted to the hospital for a covered accident, illness, or childbirth. The money is paid directly to you - not to a hospital or care provider. The money can also help you pay the out-of-pocket expenses your medical plan may not covered, such as coinsurance, copays, and deductibles. Click here to learn more.

 

What's Included?

  • Hospital Admission (Payable for a maximum of 1 day per year): $1,000

  • Hospital Daily Stay (Payable per day up to 365 days): $45

  • Short Stay (Payable for a maximum of 1 day per year): $250

bottom of page