Voluntary Life & AD&D Insurance
Supplemental Life and AD&D Insurance
In addition to your Basic Life and AD&D, you have the option to electing supplemental Life and AD&D insurance. Coverage is available for you, your spouse and eligible dependent children. The rates for this coverage are age-based and will increase each time you enter into a new age bracket.
Please Note: If you did not elect employee and/or spousal voluntary life insurance when it was first offered or if you change the benefit coverage amount, you will be required to submit and Evidence of Insurability (EOI) form.
Employee Voluntary Life Insurance
You have the option of purchasing additional coverage for yourself in $10,000 increments up to the lesser of 5x annual salary or $500,000. Coverage is guarantee up to $150,000 with no health questions. This is your guaranteed issue amount.
Spouse Voluntary Life Insurance
You may purchase coverage for your spouse in $10,000 increments up to $500,000. Your spouse can get up to $30,000 with no health questions, if eligible. This is their guaranteed issue.
Child Voluntary Life Insurance
Voluntary Life insurance for dependent children may be purchased up to $10,000, if eligible through age 26, regardless of student status. For coverage for dependent children from live birth to 6 months, the coverage amount is $1,000.